What is a payday loan?
A payday loan, or payday cash advance, provides you with an unsecured, short-term cash advance until you are able to repay the loan on your next payday. Many people choose payday loans from Cash Depot, Inc to cover expenses without incurring expensive bank penalties for overdrafts or non-sufficient funds.
How much collateral do I need to get a payday loan?
None. It is not necessary to own a home, car, or any other assets. Your job and your regular source of income are all the collateral you need when you apply for a loan from Cash Depot, Inc.
What are the minimum requirements to qualify for a payday loan?
There are three minimum requirements. You must:
1. Have a job (or another regular source of income)
2. Be 18 years of age or older
3. Have a checking account or savings account
What is the fastest, simplest way to get a payday loan?
Click Here To Apply Or Call Us: 323.735.1800
If I qualify, how fast will I get my payday loan?
At Cash Depot, Inc we are committed to providing you with the money you need as quickly as possible: usually by 5 PM (Pacific Standard Time) the next business day (assuming your bank or credit union is open and accepting electronic deposits). APPLY NOW
What documents do I need to fax to Cash Depot, Inc to apply for a payday loan?
None. We do all transactions online. Usually, no faxing is ever needed.
How will I know when I am approved?
During normal business hours (7 AM – 7 PM Pacific Standard Time, Monday through Friday, except holidays), we will contact you by phone or e-mail within one hour after you submit your application. For applications submitted after normal business hours, we will contact you promptly the next business morning
How do I determine when I need to repay the loan?
Loan payments are usually due on your next payday. Cash Depot, Inc generally offers loans for up to 30 days.
How much does it cost to apply for a payday loan?
Zero. At Cash Depot, Inc you pay nothing to apply for a loan. There are no hidden fees.
I have bad credit. Can I still get a payday loan?
Yes. At Cash Depot, Inc we do not check your credit history. Instead of reviewing your past financial report, we focus only on the present: the fact that you have a current job or other source of income and now receive regular paychecks.
I have declared bankruptcy. Can I still qualify for a payday loan?
Yes. We do not check your credit history. If you have a job and receive a regular paycheck, you can probably qualify for a payday loan from Cash Depot, Inc.
If my income is from Social Security or a pension, can I still get a payday loan?
Unfortunately, no. At Cash Depot, Inc, it is our policy not to provide loans against retirement income. However, all other adults currently employed or with a regular source of income are welcome to apply and potentially join the thousands of other customers who have turned to Cash Depot, Inc when their bills arrive before their paycheck does.
FAQ didnt solve your problem?
If you have any further questions, please feel free to contact us at (855) 562-6611 or firstname.lastname@example.org.